TRANSACTION ACCOUNT GUARANTEE PROGRAM UPDATE

Transaction Account Guarantee Program Update   Beginning July 1, 2010, Alliance Bank will no longer participate in the FDIC's Transaction Account Guarantee Program. Thus, after June 30, 2010, funds held in non-interest bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDIC's general deposit insurance rules.