Alliance Bank branches will be closed on Monday, May 29, in recognition of Memorial Day
 to remember those men and women who died in the line of duty.  We will re-open on Tuesday, May 30.
--%>

Business Banking

As a business owner, time always seems to be in short supply. Alliance Bank has created banking products and services to streamline your daily banking activities. In addition to the traditional checking and savings products, learn more about our specialty cash management services: direct deposit, merchant services, payroll processing, and remote deposit to name a few.

Mobile Banking

With the Alliance Bank Mobile App, you can enjoy these features and more:

  • Deposit checks with your iPhone, iPad and Android devices
  • Manage your debit card (Card On/Off)
  • Check account balances
  • View transaction history
  • View and setup account alerts
  • Pay your bills
  • Perform account transfers w/Move Your Money function
  • Make loan payments
  • Find the nearest Alliance Bank location or ATM
  • Coming Soon! Pay an individual using P2P

How to Sign Up:

  • Must be an Alliance Bank Online Banking User w/a valid username and password, before you can access the Mobile Banking App
  • Next, go directly to the Apple App Store or Goole Play for Android devices
  • Download and start using the improved functionality of our new Mobile Banking App!

 

Checking

For businesses large and small, Alliance Bank provides checking options to meet your every need. Review the accounts below to find the one that fits your business.

Alliance Business Checking

  • $100.00 minimum deposit to open 
  • 500 items* at no charge each statement cycle. Additional items only $.15 each 
  • $10.00 monthly maintenance fee if the daily balance falls below $100.00 any day of the statement cycle
  • Cash Management Services are available through our online banking (Fees may apply)
  • Free online banking 
  • Online bill pay ($.75 per item)
  • Free Visa Debit card (for qualified applicants)
  • Free e-statements**

**Paper statements are available at a cost of $5.00 per month.

These 500 items include:

DEBITS-- Checks written by the customer, ATM transactions, Debit Card transactions, and miscellaneous debits

CREDITS-- Deposit slips and direct deposits

TRANSIT ITEMS-- Any deposited check not drawn on Alliance Bank

ON-US ITEMS-- Any deposited check drawn on Alliance Bank

NOTE:Each item is counted separately

Alliance Business Interest Checking

This product is only available to Sole Proprietors, Non-Profit Organizations, Associations, and IOLTAs.

  • $100.00 minimum deposit to open account
  • $5.00 monthly maintenance fee if the daily balance falls below $100 any day of the statement cycle 
  • Earns interest on all balances at competitive rates*
  • Cash Management Services available through online banking (Fees may apply)
  • Free online banking
  • Online bill pay ($.75 per item)
  • Free Visa Debit card (for qualified applicants)
  • Free e-statements**

*Rates may change after account is opened.

**Paper statements are available at a cost of $5.00 per month.

Alliance Business Money Market

  • $1,000.00 minimum deposit to open account 
  • Earns daily interest, compounded monthly on daily balances of $1,000 and above*
  • $10.00 monthly maintenance fee if the daily balance falls below $1,000 any day of the statement cycle 
  • $10.00 excessive withdrawal fee for each withdrawal over six (6) per statement cycle 
  • During any statement cycle, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check , draft, debit card or similar order to a third party. 
  • Free online banking 
  • Free e-statements**

*Rates may change after account is opened.

**Paper statements are available at a cost of $5.00 per month.

Savings and Liquid CD

Alliance Bank offers a variety of savings accounts to meet your business' growing needs.

Alliance Business Savings

  • $50.00 minimum deposit to open account 
  • $5.00 quarterly maintenance fee if the daily balance falls below $50 any day of the statement cycle
  • $2.50 excessive withdrawal fee for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of two (2) per calendar month. 
  • During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check , draft, debit card or similar order to a third party. 
  • Interest bearing account*
  • Free e-statements**

*Rates may change after account is opened.
**Paper statements are available at a cost of $5.00 per month.

Alliance Business Liquid CD Savings

  • $1,000.00 minimum deposit to open account 
  • One withdrawal allowed per calendar quarter
  • Unlimited deposits
  • $25.00 quarterly maintenance fee if the daily balance falls below $1,000 any day of the statement cycle
  • $25.00 excessive withdrawal fee for each withdrawal in excess of one (1) per calendar quarter
  • During any calendar month, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check , draft, debit card or similar order to a third party. 
  • Interest bearing account*
  • Free e-statements**

*Rates may change after account is opened.
**Paper statements are available at a cost of $5.00 per month.

CDs

Certificates of Deposit (CDs) are available for short-term, long-term and everything-in-between. Alliance Bank has CD options to fit your lifestyle and savings objective. It's a great way to save for your future.

  • $500.00 minimum deposit to open account
  • Automatic renewal
  • 91 day to 60 month terms available
  • Interest is paid by direct deposit into an Alliance Bank checking or savings account or credited to the account
  • Early withdrawal penalties may apply

Cash Management Services / Online Banking

Alliance Bank’s Cash Management Services are designed to help you operate a smarter, stronger business, meet competitive challenges and maximize your profit potential. Our technology-based products can be tailored to your specific business while allowing you greater flexibility in managing your day to day operations. Cash management services include the following:

ACH Origination Service

Alliance Bank's Automated Clearing House Origination Service (ACH) is an efficient way for your company to collect or disburse company funds electronically. With ACH Origination, you can replace costly paper collections and disbursement with fast, cost-effective electronic transactions from your desktop.

  • Eliminate cost of bill preparations
  • Make accurate and prompt, timely payments and disbursement
  • Gain better control over your own payables
  • Faster conversion of receivables into available cash

Direct Deposit Payroll Service

No matter the size of your company, our Direct Deposit Payroll Service is a convenient and cost-effective way to manage your payroll. Electronic payments direct to your employees bank accounts can reduce the cost of paper checks and distribution and eliminate stop payment charges for lost or stolen checks. In addition, employees gain quicker access to their money and the convenience of scheduled electronic deposit. There are no fees currently associated with this service.

Online Banking

With Online Banking for your business, you can access your accounts 24 hours a day, 7 days a week from any PC with an internet connection. Available in a secure environment this service may be customized to your business’ specific needs. Online Banking allows you to:

  • Monitor current balance information and transactions on deposit accounts
  • Reconcile accounts
  • Place immediate stop payments without forms or phone calls
  • Transfer funds between Alliance Bank accounts
  • Transfer funds to and from other financial institutions
  • Loan inquiry, advances and pay downs (some restrictions apply)
  • Process payroll and pay employees through direct deposit
  • Make federal tax payments
  • Generate electronic debit and credit transactions utilizing ACH payments
  • Customize multi-user security levels
  • Initiate wire transfers
  • Check Images
  • Online check ordering and reordering
  • E-Statements – obtain your monthly account statements electronically
  • Bill pay service (fees may apply)

Sweep Accounts

Automatic transfer of funds back and forth from a loan to a deposit account. (Subject to credit approval and applicable fees.)

Merchant Services

If your business accepts credit cards as payment for a service or product, we have a solution for you. Alliance Bank has teamed with BASYS Processing to provide card processing, reporting solutions, and other services such as electronic check solutions. Our local representative is always accessible and extremely knowledgeable in resolving any questions. We believe in the quality of their product and the competitiveness of their rates and fees. For information, please contact us by phone, email, or visit any Alliance Bank branch. We work with our partner, BASYS Processing, every step of the way.

Remote Deposit Services

Our remote deposit product utilizes a desktop scanner that connects to your PC and the internet. With it, you can scan checks received from customers and deposit the funds electronically to the bank, anytime day or night. That translates into faster access to your money and more time for you to run your business. Remote Deposit complements our Online Banking and offers security and convenience. (Subject to applicable fees.)

Additional Services

ATMs

Access to our ATMs is available to our customers 24 hours a day, 7 days a week. ATMs are available at our Cape Girardeau, Oran and Sikeston locations at no charge. We do not charge a fee for using a foreign ATM, however, a fee may be charged by the foreign ATM bank.

Cape Girardeau
217 N. Kingshighway
(573) 334-1010
Sikeston
820 N. Main
(573) 472-4600
Oran
1516 State Highway W
(573) 262-8891
 

Debit Cards

Our Visa debit card works like a check for fast, easy and hassle free purchasing anywhere Visa is accepted. We can provide "INSTANT ISSUE" debit cards at account opening or when a replacement card is needed.

Alliance Bank is diligent in keeping guard of your account because debit card fraud is serious and can happen at any time. We recommend that you contact the bank prior to leaving on vacation if traveling out of Missouri and past a border state with your travel dates to ensure your card activity is uninterrupted.

To report a lost or stolen card, report directly to (844) 202-5333.

Night Depository

Alliance Bank offers a secure and convenient way to make deposits and payments after normal banking hours. For your convenience, we also make available self-addressed envelopes for mailing your deposits or payments.

Safe Deposit Boxes

A safe deposit box provides a secure place to store your valuable items and important papers. Safe deposit boxes are available at all Alliance Bank locations in a variety of sizes. Peace of mind is provided for just pennies a day.

Telephone Banking

Our Telephone Banking service provides you with immediate account information such as your current balance and transaction history. You can transfer funds between accounts and interest in earned on your account. Telephone banking is available 24 hours a day, 7 days a week. Call toll free at (877) 472-9247.

Featured Story
New Branch Facility in Jackson Opens! 4/13/2017
Alliance Bank staff and community leaders gathered to watch Community Bank President Wade “Pee Wee” Bartels cut the Grand Opening
Help Center

If you have any questions, our Help Center is here to assist you.

Our Locations
Read More
Find Answers
Contact Us
Toll-free Number (888) 287-4094
Email:
Telephone Banking Number: (877) 472-9247
If your card is lost of stolen, call: (844) 202-5333
Copyright © Alliance Bank