Personal Banking

Alliance Bank would like to simplify your personal banking experience by offering a selection of deposit products. Choose from the menu below for details about checking and savings accounts, and retirement products.

Mobile Banking

With the Alliance Bank Mobile App, you can enjoy these features and more:

  • Deposit checks with your iPhone, iPad and Android devices
  • Manage your debit card (Card On/Off)
  • Check account balances
  • View transaction history
  • View and setup account alerts
  • Pay your bills
  • Perform account transfers w/Move Your Money function
  • Make loan payments
  • Find the nearest Alliance Bank location or ATM
  • Coming Soon! Pay an individual using P2P

How to Sign Up:

  • Must be an Alliance Bank Online Banking User w/a valid username and password, before you can access the Mobile Banking App
  • Next, go directly to the Apple App Store or Google Play for Android devices
  • Download and start using the improved functionality of our new Mobile Banking App!

 

Deposit Accounts

Alliance Bank would like to simplify your personal banking experience by offering a selection of deposit products. Choose from the menus on the left for details about checking and savings accounts, and retirement products.

For those who prefer a side-by-side comparison, select the appropriate link below:

Personal Deposit Accounts
Personal Savings Accounts

Checking

Alliance Bank offers a variety of checking accounts for every lifestyle. Review the accounts below to find the one that meets your needs.<.p>

Alliance Interest Checking

  • $100.00 minimum deposit to open account 
  • No minimum balance required after opening
  • $5.00 monthly maintenance fee* 
  • Free ID Restoration from Deluxe Provent
  • Interest bearing account**
  • Free Visa Debit card (for qualified applicants) 
  • Free online banking, including bill pay 
  • Free mobile banking

*Fee is waived for those over age 50 or with proof of military service.
Specific check styles furnished at no cost for these qualifying individuals.
*Fee can be lowered to $2.50 if an election is made to receive an E-Statement.
**Rates may change after the account is opened.

Alliance Simple Checking

  • $100.00 minimum deposit to open account
  • No minimum balance required after opening
  • No monthly maintenance fee 
  • Free Visa Debit card (for qualified applicants) 
  • Free online banking, including bill pay 
  • Free mobile banking
  • E- statements required*

*Paper statements are available at a cost of $5.00 per month.

Alliance Money Market

  • $1,000.00 minimum deposit to open account
  • Minimum daily balance of $1,000 earns interest at competitive rates*
  • $10.00 monthly maintenance fee if the daily balance falls below $1,000 any day of the statement cycle 
  • $10.00 excessive withdrawal fee for each withdrawal over six (6) per statement cycle 
  • During any statement cycle, you may not make more than six (6) withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check , draft, debit card or similar order to a third party. 
  • Free online banking
  • Free mobile banking
  • Free e-statements

**Rates may change after the account is opened.

CDs and IRAs

Certificates of Deposit (CDs)

Short-term, long-term and everything-in-between, Alliance Bank has CD options to fit your lifestyle and savings objective. It's a great way to save for your future.

  • $500.00 minimum deposit to open account
  • 91 day to 60 month terms available
  • Interest is paid by direct deposit into an Alliance Bank checking or savings account or credited to the account
  • Early withdrawal penalties may apply

Individual Retirement Accounts (IRAs)

Alliance Bank offers Traditional and Roth IRAs with a fixed or variable rate.

  • $500.00 minimum deposit to open account
  • Earns interest at competitive rates
  • 12 month to 60 month terms available
  • 18 month variable – allows unlimited deposits to be made during the term of the IRA
  • Interest will be credited to the account
  • Contributions may be tax deductible
  • Early withdrawal penalties may apply

Alliance Health Savings (HSAs)

Health Savings Accounts (HSAs) were created in 2003 so that individuals covered by high-deductible health plans could receive tax-preferred treatment of money saved for medical expenses.  Generally, an adult who is covered by a high-deductible health plan (and has no other first-dollar coverage) may establish an HSA.

Because participation in a Health Savings Account has particular prerequisites, we encourage you to review the government website for clarification.

https://www.treasury.gov/resource-center/faqs/Taxes/Pages/Health-Savings-Accounts.aspx

Features of our HSA product include:

  • $20.00 minimum deposit to open account
  • No minimum balance required
  • No annual fee
  • Free online banking, including bill pay
  • Earns interest at competitive rates*

*Rates may change after the account is opened.

Additional Services

ATMs

Access to our ATMs is available to our customers 24 hours a day, 7 days a week. ATMs are available at our Cape Girardeau, Oran and Sikeston locations at no charge. We do not charge a fee for using a foreign ATM, however, a fee may be charged by the foreign ATM bank.

Cape Girardeau
217 N. Kingshighway
(573) 334-1010
Sikeston
820 N. Main
(573) 472-4600
Oran
1516 State Highway W
(575) 262-8891
 

Debit Cards

Our Visa debit card works like a check for fast, easy and hassle-free purchasing anywhere Visa is accepted. We can provide "INSTANT ISSUE" debit cards at account opening or when a replacement card is needed.

Alliance Bank is diligent in keeping guard of your account because debit card fraud is serious and can happen at any time. We recommend that you contact the bank prior to leaving on vacation if traveling out of Missouri and past a border state with your travel dates to ensure your card activity is uninterrupted.

To report a lost or stolen card, report directly to (844) 202-5333.

Direct Deposits

By having your payroll, government or pension checks directly deposited into your Alliance Bank account, your funds are credited immediately. It’s reliable, safe and convenient!

Online Banking

Our online banking is safe, secure, and easy to use. Access all your accounts online, anytime, anywhere.

  • See your transactions as they occur
  • View and print your statements and check images
  • Track your account activity - deposits, checks, bill payments, and debit card transactions
  • Transfer funds between internal and external accounts
  • Request stop payments and reorder checks
  • Manage your finances and download transaction history into personal financial management software, such as Quicken, Microsoft Money, or Quickbooks

E-Statements are electronic copies of your statements that can be viewed, searched, saved, and printed. This reduces fraud and identity theft since they are accessed using your secure account log in and are not sent to an unsecured mailbox. E-Statements are archived and available for 18 months online.

Enroll in our Bill Pay feature and pay all your bills online. You can schedule one-time payments, recurring payments, and receive e-mail alerts when your bills are due.

Safe Deposit Boxes

A safe deposit box provides a secure place to store your valuable items and important papers. Safe deposit boxes are available at all Alliance Bank locations in a variety of sizes. Peace of mind is provided for just pennies a day.


Telephone Banking

Our Telephone Banking service provides you with immediate account information such as your current balance and transaction history. You can transfer funds between accounts and interest is earned on your account. Telephone banking is available 24 hours a day, 7 days a week. Call toll free at (877) 472-9247.

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Toll-free Number (888) 287-4094
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Telephone Banking Number: (877) 472-9247
If your card is lost of stolen, call: (844) 202-5333
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