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Blog Home > Archive (April, 2014)
Having spent a combination of 13 years in both the community and corporate banking atmospheres, I have become aware of the most important factor for acquiring a loan – be it commercial, agricultural, personal or home – and that is to have a “good credit rating.” For many this term is a black hole and I hope to make it simpler to understand in this article. Of the 5 C’s of Credit, which are Capital (down payment & overall equity), Capacity (cash flow to service debt obligations), Character (integrity & re... Read More
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A 20 member team of Alliance Bank staff and family members joined the COLOR NATION on Saturday, April 12th in Downtown Cape. We completed the 5K race while having a lot of fun and raising money for some great causes in our area. Approximately 2,100 runners and walkers took to the streets to be sprayed with color! Along the route were several color stations in which we were covered with red, orange, yellow, purple, green and blue powder. The SEMO Cheerleaders, Cape Central Senior Class, Relay for Life, St. Andrew Youth Group, and Kappa Delta Pi... Read More
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April showers bring May flowers...and April is Community Banking Month! You know the value of supporting your community by shopping locally so why not bank locally too? Here are the top 3 reasons why you should bank locally at Alliance Bank: Your local banks give back. Alliance Bank makes it a priority to be supportive of staff volunteering in the community. We encourage employees to volunteer up to three hours every month with pay. Alliance Bank staff members have stuffed backpacks with food for “BackPacks for Fridays,”... Read More
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On March 12, the management and staff at Alliance Bank’s Cape Girardeau Branch held a “retirement party” for Jeannie Boxdorfer (our part-time Receptionist). Whether you telephoned into the bank or dropped by in person, Jeannie’s friendly voice and desire to please often welcomed you. As our Receptionist, Jeannie did much more than answer the telephone. For us, the Receptionist is a “key position” requiring knowledge, tact, and quick thinking. Multi-tasking and keeping focused on other duties while the pho... Read More
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